Planning for the Long Term Questions for Client Conversations
Planning for the long term with clients often starts in the Rapid Accumulation phase of the Financial Lifecycle. This is when clients are beginning to think about their own retirement. At the same time, they may be helping to plan for their aging parents’ needs. The Planning for the Long Term assembles a series of questions to help advisors explore with their clients how they can plan for their future needs as they pass through different stages of the Financial Lifecycle. The questions address a range of issues beyond finances that clients will want to think about as they plan for retirement and beyond – career, family and social networks, housing, transportation, healthcare, and technology. These questions may be used during a goals-setting session, a retirement planning meeting, an insurance review, or any other time as appropriate.