Karen Folk is licensed as a Certified Financial Planner certificant and has a Ph.D. in Family and Consumption Economics from the University of Illinois. She has been involved in consumer education for over twenty years and has held positions at Oklahoma State University, the University of Illinois, and the University of Wisconsin. As a state cooperative extension specialist, she authored over 20 publications on money management topics.
She started her own business in 1999 as Folk Financial Planning. In 2011, Jacob Kuebler joined the firm as a business partner and they became Bluestem Financial Advisors, LLC. Bluestem Financial Advisors offers sound financial planning advice to middle income clients. As a fee-only certified financial planner™ practitioner, Karen receives no commissions from the purchase or sale of products. Her mission is to be a trusted advisor who helps ordinary people make smart choices about money.