John worked for Xerox Corporation for over 15 years and competitors of Xerox for a few more. He then made a career change via a return to school. He completed his Financial Planning Credentials in 2004 and opened Financial Pathways that same year. Since that time John has deepened and expanded his knowledge of Financial Planning through his work with the ACPLANNERS and by constant study and practice. He holds the CFP Certificate from the Certified Financial Planning Board of Standards, The Enrolled Agent Designation from The IRS and an extensive battery of Insurance licenses from the State of NH Department of Insurance. John believes his license to use the tools and concepts of ACPLANNERS and to affiliate with that organization of professional Financial Advisors is his most valuable asset.