Latest ACP Blogs

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ACP's Jake Kuebler to receive NAPFA's New Professional Award Each year, NAPFA recognizes individuals who have contributed significantly to NAPFA as an organization, and to the financial planning profession as a whole. This year, four NAPFA members and one non-member were recognized for their special contributions, both within and outside the association. Recipients will be honored at the 2018 NAPFA Fall Conference in Philadelphia, October 15-18. Jacob Kuebler, CFP®, NAPFA-Registered Financial Advisor, Bluestem Financial Advisors Recipient of the NAPFA New Professional Award Jacob Kuebler has been a senior advisor and owner of Bluestem Financial Advisors ...
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Written by Karen Folk, CFP®, Ph.D.,   Founder & Advisor Emeritus   of Bluestem Financial Advisors OVERVIEW Both my husband and I have been loyal clients of TIAA (formerly TIAA-CREF) for over thirty years.  Throughout our academic careers, we chose TIAA over several possible providers.  We were attracted to their low cost mutual funds and long nonprofit heritage of service to teachers.  Founded in 1918 as the Teachers Insurance & Annuity Company to help teachers retire comfortably, they have become a leading retirement plan provider for academic, research, medical, cultural and government employees.  Recently, as an account holder, I have ...
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By: Michael Ryan , CFP®, MBA Garrison Keillor introduced us to the mythical town of Lake Wobegon, Minnesota, a place "where all the women are strong, all the men are good looking, and all of the children are above average." It may be that not all women and men are like those in Lake Wobegon, but certainly all of our children are above average. Undoubtedly those Lake Wobegonians also consider themselves above average in other areas, like driving.  In fact, when asked, almost everyone says that they are "above average" drivers, and many suspect that they are above average in a host of other pursuits. The rub is in proving these claims, and that is very hard ...
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Ken Robinson describes the importance of belonging to an organization like ACP in "Experienced Advisors Dish Out Pearls Of Wisdom To Rookie Planners" on Investor's Business Daily, 5/10/18
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John Scherer quoted in Lifehacker , "Should You Pay Off Your Mortgage or Invest Your Extra Money?",  April 201
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Bert Whitehead wrote an article for Advisor Perspectives, "Why AUM-Based Fees Don’t Meet Fiduciary Standards” which generated many comment and was ranked #6 out of the past 100 articles. Not all the comments were favorable, but Bert posted a rebuttal as a comment, at the editor's request, and was able to praise ACP and the retainer system, as well as the comprehensive aspect provided by including taxes. Login to Advisor Perspectives to see full article and comments. Read article below.   Why AUM-Based Fees Don’t Meet Fiduciary Standards by Bert Whitehead, 3/28/18 Advisor Perspectives Advisor Perspectives welcomes guest contributions. The views presented ...
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John Scherer quoted alongside Warren Buffet in "What you need to do if you want to put off retirement like Warren Buffett", CNBC , January 2018
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Ken Robinson featured on front page of business section in Cleveland.com , "How to determine if you need a retirement planner, find one: Living On", April 1, 2018
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By  Angela Dorsey ,  CFP® , MBA The Tax Cut and Jobs Act (TCJA), which was passed by Congress at the end of 2017, has certainly been a popular topic of discussion lately. Everyone wants to know if they will see a reduction in taxes, or if in fact their taxes will go up. The short answer is:  It depends! TCJA includes many changes to the tax code, some of which may impact you positively, some negatively, according to your individual situation. Here are some tips to consider, to help you determine how the changes may impact your tax liability. Remember that these changes will affect the filing of your 2018 tax returns, which will be due in April ...
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Kristen Moosmiller and Jake Kuebler featured in TD Ameritrade's Advisor Solutions magazine, "Young, talented and TOTALLY CRUSHING IT", Spring 2018
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ACP mentioned in Kitces' Financial Planning article "Why we’re entering a golden age for solo advisors", March 26, 2018 "It’s why we see the growth of new business arrangements like the hourly and monthly retainer models, and entire advisor networks like Garrett Planning Network, ACP and our own XY Planning Network — all of which are using their size and bargaining power to further reduce the costs of these hyper-efficient technology tools for solo advisors."
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ACP Member Linda Leitz quoted in NerdWallet article, “ Don’t Let the Fear of Looking Stupid Lead to Money Mistakes” , February 11, 201
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Charitable Planning

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By Linda Y. Leitz , PhD , CFP® , EA When disaster strikes, it’s a natural reaction to want to help those in need. The heroic efforts of Houston area residents bring a tear to many an eye – people using their private boats to help in efforts to take people from their flooded homes to dry ground, boats full of family pets who were trapped with their families, families being carried to safety through waist-high water by rescue workers and volunteers. For people who are too far away to man a boat or wade through water, making a financial contribution is often the best way to help. To make your heartfelt financial support count, make sure it’s going to a bona ...
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By: Frank J. Corrado , CFP, CPA Remember the first time an adult you respected told you, “If you’re having a difficult time deciding what is the right thing to do -- just listen to your gut. Deep down, if it’s right, you’ll  feel  it.” That’s exactly how I felt the first time I was introduced to the concept of  appreciative inquiry .  After years of providing excellent financial planning service to my clients, the traditional model I’d been trained in just didn’t  feel  right anymore.  As a successful financial advisor helping clients build their net worth, I was questioning the impact I was having. Sure, I was helping them make more money through better ...
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Elizabeth Buffardi quoted in Yahoo Finance article, "Financial advisors: Here's how to handle the stock market roller coaster", February 7, 2018
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John Scherer quoted in CNBC article, "What you need to do if you want to put off retirement like Warren Buffett", January 18, 2018
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By: PJ Wallin , CFP®, CPA Best-in-Class Tax Season Software All, I've been doing extensive research on best-in-class tax season software set-up. My goal as a firm is to be in full marketing mode during tax season. I've found many firms are inwardly focused rather than outwardly focused during such an important time. Last season alone we added a tremendous amount of new business during tax season and the last thing I want to do is turn away work, or work 60 hours per week – so here's what we we’re using (pros/cons), our updated set up for this season, and the reason for the change. 2014/2015/2016 Tax Years Set Up  - GruntWorx with UltraTax Desktop ...
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By: Frankie Corrado , CFP® Something Happened at the 2017 ACP Annual Conference Heading into the 2017 annual conference of the Alliance of Comprehensive Planners (ACP), there was much on my mind. My firm, Blue Blaze, is growing out of its “boutique” shell with our eyes on ambitious impact and industry re-defining value to clients. As a newly elected member to the ACP Board of Directors, I was intent on bringing my energy, ideas, and work ethic to face the challenges of the organization. And to top it off, this was my second year as the conference chair. Our conference is revered by the outstanding member-financial planners that make up the relatively ...
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Thanks Hannah for promoting ACP on the CFP Board Candidate Open Forum! Starting a fee only firm November 2017 Hello, My name is Jamie Wiggins. I am completing an MBA in Personal Financial Planning April 2018 which will allow me to sit for the CFP exam. I have been trying to go the traditional route and get a job within financial planning and more specifically fee only financial planning but having some real challenges. I am wanting to work with younger clients. I have no real "work" experience related to the financial planning so it has been very difficult for me since the firms that are in my area seem to be wanting experienced professionals and experience ...
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Sheila Padden and ACP mentioned in Kiplinger's Personal Finance,  December 2017 article, "The Right Price for Investing Advice"
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