Getting the Most Out of Permanent Life Insurance for Your Clients Webinar

This webinar will be presented by Scott Witt, owner of Witt Actuarial Services, a nationally recognized consulting firm providing fee-only insurance advice. Scott offers guidance on life insurance, annuities, and long-term care, and he works directly with high-net-worth individuals or their professional advisors. Scott is a fellow of the Society of Actuaries, a member of the American Academy of Actuaries, and a Financial Services Affiliate member of the National Association of Personal Financial Advisors.
 
This webinar is targeted to professional advisors – especially fiduciaries – who are in a position to help their clients make better decisions about permanent life insurance policies. Critically, these observations/recommendations are made by someone who serves consumers and their professional advisors in a completely fiduciary capacity. As a fee-only insurance advisor compensated only by fees paid directly by clients, I have no vested interest in the outcome of a case. We will focus on common mistakes, avoiding/fixing disasters, and finding unique ways to add value on behalf of clients.
 
Learning objectives:

• Gain a better appreciation for exactly what's at stake with permanent insurance as the differences between an optimal and average policy are explored.
• Learn several lessons that can immediately be applied in certain situations to add value for their clients on existing policies (and future policies).
• Evaluate whether cash value life insurance can be a compelling alternative to investing in fixed-income securities directly.
• Discover the differences between fully loaded products, low-commission products, and no-commission products – and most importantly whether the differences in commission levels trump the other relevant factors that must be considered.
• Recognize several disaster scenarios for clients, including such items as variable life insurance, life settlements, and mismanaging policy loans.
  

Thanks, Robyn