ACP Certified Member Elizabeth Buffardi was quoted in GOBankingRates in an article titled '4 Financial Habits To Break After Age 50 If You Want To Retire on Time', highlighting the importance of preparing and planning early, handling unexpected expenses, and more: “When you are young, you feel like you have all the time in the world to prepare for something that is 30-40 years down the road. And then all of a sudden, you are 50 and realize that you have a lot of ground to make up and not a lot of time to do it.”