Certified member, Shelia Padden was quoted in this article in The Wall Street Journal, “Investors Flock to ‘I Savings Bonds’ for Protection Against Inflation.” “I bonds are meant to be savings tools,” says Sheila Padden, a certified financial planner and CEO of Padden Financial Planning LLC in Chicago. “They fill a gap in a portion of one’s fixed-income portfolio. They are great for emergency funds and are also good for retirees or near-retirees as a bond ladder to supplement guaranteed income.”